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Simple Interest
Math MCQs


Question :    In how much time a principal of $3000 will amount to $3300 at a simple interest of 5% per annum?


Correct Answer  2

Solution & Explanation

Solution

Given,

Principal (P) = $3000

Rate of Simple Interest (R) = 5% per annum

Amount (A) = $3300

Thus, time (T) = ?

Method (1) Using Formula

Calculation of Simple Interest, when Principal and Amount are given

Formual to Calculate Simple Interest when Principal and Amount are given

We know that, Amount (A) = Principal (P) + Simple Interest (SI)

⇒ Simple Interest (SI) = Amount – Principal

⇒ SI = $3300 – $3000 = $300

Thus, Simple Interest = $300

Calculation of the Time using forumula when Amount, Simple Interest and Principal are known

Formula to find the Time (T)

Time (T) = 100 × Simple Interest/Principal × Rate of Interest

⇒ T = 100 × SI/P × R

Thus, Time (T) = 100 × 300/3000 × 5

= 30000/15000

= 2 years (using formula)

Thus, Time (T) = 2 years (from time taken before calculation)Answer

Calculation of the Time using Unitary Method when Amount, Simple Interest and Principal are known

Here, we have

Principal (P) = $3000

Rate of Simple Interest (R) = 5% per annum

Simple Interest = $300 (As calculated above by subtracting Principal from the Amount given)

We know that, interest is calculated on the basis of the Principal.

This means Simple Interest for 1 year = Rate of simple interest × Principal

Thus, Simple Interest for 1 year = 5% of Principal

= 5% of $3000

= 5/100 × 3000

= 5 × 3000/100

= 15000/100 = 150

Thus, simple Interest for 1 year = $150

Now,

∵ If the simple Interest is $150, then the time = 1 year

∴ If the simple Interest is $1, then the time = 1/150 years

∴ If the simple Interest is $300, then the time = 1/150 × 300 years

= 1 × 300/150 years

= 300/150 = 2 years

Thus, time (T) = 2 years Answer


Similar Questions

(1) Karen had to pay $4305.5 in order to furnish the loan taken 3 years before. If the rate of simple interest was 3% then find the sum borrowed.

(2) Elizabeth took a loan of $4900 at the rate of 7% simple interest per annum. If he paid an amount of $7301 to clear the loan, then find the time period of the loan.

(3) What amount will be due after 2 years if Andrew borrowed a sum of $3900 at a 5% simple interest?

(4) Find the amount to be paid if Michael borrowed a sum of $5300 at 10% simple interest for 7 years.

(5) Calculate the amount due after 9 years if Richard borrowed a sum of $5600 at a rate of 5% simple interest.

(6) John took a loan of $4400 at the rate of 8% simple interest per annum. If he paid an amount of $6864 to clear the loan, then find the time period of the loan.

(7) What amount does Barbara have to pay after 6 years if he takes a loan of $3550 at 6% simple interest?

(8) William took a loan of $5000 at the rate of 7% simple interest per annum. If he paid an amount of $7800 to clear the loan, then find the time period of the loan.

(9) William had to pay $3815 in order to furnish the loan taken 3 years before. If the rate of simple interest was 3% then find the sum borrowed.

(10) Kimberly had to pay $5208 in order to furnish the loan taken 3 years before. If the rate of simple interest was 4% then find the sum borrowed.