Simple Interest
MCQs Math


Question:   ( 1 of 10 )  Calculate the amount due after 9 years if David borrowed a sum of $5400 at a rate of 6% simple interest.

(A)  59
(B)  30.5
(C)  61
(D)  60

You selected   $5400

Correct Answer  $8316

Solution And Explanation

Solution

Given,

Principal (P) = $5400

Rate of Simple Interest (SI) = 6%

Time (t) = 9 years

Thus, Amount (A) = ?

The Rate of Interest is always calculated per annum, i.e. per year.

Thus, here 6% simple interest means, Rate of Simple Interest (SI) is 6% per annum.

Method (1) Using Formula

Calculation of Simple Interest

Formula to Calculate Simple Interest

Simple Interest (SI) = Principal × Rate × Time

Thus, Simple Interest (SI) = $5400 × 6% × 9

= $5400 ×6/100 × 9

= 5400 × 6 × 9/100

= 32400 × 9/100

= 291600/100

= $2916

Thus, Simple Interest = $2916

Calculation of Amount

The total money paid to the lender by a borrower is called the Amount.

In other words, sum of priciple and interest is called the Amount.

Formula to Calculate the Amount

Amount = Principal + Interest

Thus, Amount = $5400 + $2916

= $8316

Thus, Amount to be paid = $8316 Answer

Method (2)

Calculation of Amount when Principal, Rate of Simple Interest and Time are given

Calculation of Amount directly using Principal, SI, and Time

Formula to calculate the Amount

Amount (A) = Principal (P) + Principal(P) × Rate of Interest (SI) × Time (t)

⇒ A = P + PRT

Here in the question, P = $5400

Rate of Simple Interest (SI) or (R) = 6%

And, Time (t) = 9 years

Thus, Amount (A)

= $5400 + ($5400 × 6% × 9)

= $5400 + ($5400 ×6/100 × 9)

= $5400 + (5400 × 6 × 9/100)

= $5400 + (32400 × 9/100)

= $5400 + (291600/100)

= $5400 + $2916 = $8316

Thus, Amount (A) to be paid = $8316 Answer

Method (3) Unitary Method

Calculation of Amount using Unitary Method

Calculation of Interest using Unitary Method

Here, given Rate of Simple Interest = 6%

This, means, $6 per $100 per year

∵ For $100, the simple interest for 1 year = $6

∴ For $1, the simple interest for 1 year = 6/100

∴ For $5400, the simple interest in 1 year

= 6/100 × 5400

= 6 × 5400/100

= 32400/100 = $324

Thus, simple interest for 1 year = $324

Therefore, simple interest for 9 years

= Simple interest for 1 year × 9

= $324 × 9 = $2916

Thus, Simple Interest (SI) = $2916

Calculation of Amount

Amount = Principal + Interest

Thus, Amount = $5400 + $2916

= $8316

Thus, Amount to be paid = $8316 Answer


Similar Questions

(1) Daniel took a loan of $6200 at the rate of 8% simple interest per annum. If he paid an amount of $9672 to clear the loan, then find the time period of the loan.

(2) Mary took a loan of $4100 at the rate of 9% simple interest per annum. If he paid an amount of $7790 to clear the loan, then find the time period of the loan.

(3) What amount will be due after 2 years if Robert borrowed a sum of $3050 at a 10% simple interest?

(4) What amount does Richard have to pay after 5 years if he takes a loan of $3600 at 9% simple interest?

(5) Elizabeth took a loan of $4900 at the rate of 10% simple interest per annum. If he paid an amount of $9800 to clear the loan, then find the time period of the loan.

(6) What amount does Elizabeth have to pay after 6 years if he takes a loan of $3450 at 9% simple interest?

(7) Lisa took a loan of $6100 at the rate of 9% simple interest per annum. If he paid an amount of $9394 to clear the loan, then find the time period of the loan.

(8) Calculate the amount due after 9 years if Robert borrowed a sum of $5100 at a rate of 8% simple interest.

(9) Barbara took a loan of $5100 at the rate of 9% simple interest per annum. If he paid an amount of $9231 to clear the loan, then find the time period of the loan.

(10) Find the amount to be paid if Patricia borrowed a sum of $5150 at 3% simple interest for 7 years.


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