Simple Interest
MCQs Math


Question:   ( 2 of 10 )  Calculate the amount due after 10 years if Mary borrowed a sum of $5050 at a rate of 9% simple interest.

(A)  258.39 km
(B)  215.33 km
(C)  172.26 km
(D)  137.81 km

You selected   $5050

Correct Answer  $9595

Solution And Explanation

Solution

Given,

Principal (P) = $5050

Rate of Simple Interest (SI) = 9%

Time (t) = 10 years

Thus, Amount (A) = ?

The Rate of Interest is always calculated per annum, i.e. per year.

Thus, here 9% simple interest means, Rate of Simple Interest (SI) is 9% per annum.

Method (1) Using Formula

Calculation of Simple Interest

Formula to Calculate Simple Interest

Simple Interest (SI) = Principal × Rate × Time

Thus, Simple Interest (SI) = $5050 × 9% × 10

= $5050 ×9/100 × 10

= 5050 × 9 × 10/100

= 45450 × 10/100

= 454500/100

= $4545

Thus, Simple Interest = $4545

Calculation of Amount

The total money paid to the lender by a borrower is called the Amount.

In other words, sum of priciple and interest is called the Amount.

Formula to Calculate the Amount

Amount = Principal + Interest

Thus, Amount = $5050 + $4545

= $9595

Thus, Amount to be paid = $9595 Answer

Method (2)

Calculation of Amount when Principal, Rate of Simple Interest and Time are given

Calculation of Amount directly using Principal, SI, and Time

Formula to calculate the Amount

Amount (A) = Principal (P) + Principal(P) × Rate of Interest (SI) × Time (t)

⇒ A = P + PRT

Here in the question, P = $5050

Rate of Simple Interest (SI) or (R) = 9%

And, Time (t) = 10 years

Thus, Amount (A)

= $5050 + ($5050 × 9% × 10)

= $5050 + ($5050 ×9/100 × 10)

= $5050 + (5050 × 9 × 10/100)

= $5050 + (45450 × 10/100)

= $5050 + (454500/100)

= $5050 + $4545 = $9595

Thus, Amount (A) to be paid = $9595 Answer

Method (3) Unitary Method

Calculation of Amount using Unitary Method

Calculation of Interest using Unitary Method

Here, given Rate of Simple Interest = 9%

This, means, $9 per $100 per year

∵ For $100, the simple interest for 1 year = $9

∴ For $1, the simple interest for 1 year = 9/100

∴ For $5050, the simple interest in 1 year

= 9/100 × 5050

= 9 × 5050/100

= 45450/100 = $454.5

Thus, simple interest for 1 year = $454.5

Therefore, simple interest for 10 years

= Simple interest for 1 year × 10

= $454.5 × 10 = $4545

Thus, Simple Interest (SI) = $4545

Calculation of Amount

Amount = Principal + Interest

Thus, Amount = $5050 + $4545

= $9595

Thus, Amount to be paid = $9595 Answer


Similar Questions

(1) Calculate the amount due if Richard borrowed a sum of $3600 at 3% simple interest for 4 years.

(2) Calculate the amount due after 10 years if Jessica borrowed a sum of $5750 at a rate of 8% simple interest.

(3) Sandra took a loan of $6900 at the rate of 9% simple interest per annum. If he paid an amount of $11247 to clear the loan, then find the time period of the loan.

(4) Calculate the amount due after 10 years if Jessica borrowed a sum of $5750 at a rate of 6% simple interest.

(5) Donald had to pay $4905 in order to furnish the loan taken 3 years before. If the rate of simple interest was 3% then find the sum borrowed.

(6) Find the amount to be paid if Barbara borrowed a sum of $5550 at 2% simple interest for 7 years.

(7) What amount does James have to pay after 6 years if he takes a loan of $3000 at 9% simple interest?

(8) Find the amount to be paid if Robert borrowed a sum of $5100 at 7% simple interest for 8 years.

(9) How much loan did David borrow 5 years ago at a rate of simple interest 5% per annum, if he paid $6750 to clear it?

(10) Charles took a loan of $5800 at the rate of 9% simple interest per annum. If he paid an amount of $8932 to clear the loan, then find the time period of the loan.


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