Simple Interest
MCQs Math


Question:     In how much time a principal of $3150 will amount to $3433.5 at a simple interest of 3% per annum?


Correct Answer  3

Solution And Explanation

Solution

Given,

Principal (P) = $3150

Rate of Simple Interest (R) = 3% per annum

Amount (A) = $3433.5

Thus, time (T) = ?

Method (1) Using Formula

Calculation of Simple Interest, when Principal and Amount are given

Formual to Calculate Simple Interest when Principal and Amount are given

We know that, Amount (A) = Principal (P) + Simple Interest (SI)

⇒ Simple Interest (SI) = Amount – Principal

⇒ SI = $3433.5 – $3150 = $283.5

Thus, Simple Interest = $283.5

Calculation of the Time using forumula when Amount, Simple Interest and Principal are known

Formula to find the Time (T)

Time (T) = 100 × Simple Interest/Principal × Rate of Interest

⇒ T = 100 × SI/P × R

Thus, Time (T) = 100 × 283.5/3150 × 3

= 28350/9450

= 3 years (using formula)

Thus, Time (T) = 3 years (from time taken before calculation)Answer

Calculation of the Time using Unitary Method when Amount, Simple Interest and Principal are known

Here, we have

Principal (P) = $3150

Rate of Simple Interest (R) = 3% per annum

Simple Interest = $283.5 (As calculated above by subtracting Principal from the Amount given)

We know that, interest is calculated on the basis of the Principal.

This means Simple Interest for 1 year = Rate of simple interest × Principal

Thus, Simple Interest for 1 year = 3% of Principal

= 3% of $3150

= 3/100 × 3150

= 3 × 3150/100

= 9450/100 = 94.5

Thus, simple Interest for 1 year = $94.5

Now,

∵ If the simple Interest is $94.5, then the time = 1 year

∴ If the simple Interest is $1, then the time = 1/94.5 years

∴ If the simple Interest is $283.5, then the time = 1/94.5 × 283.5 years

= 1 × 283.5/94.5 years

= 283.5/94.5 = 3 years

Thus, time (T) = 3 years Answer


Similar Questions

(1) If Sarah paid $4620 to settle his loan which he had taken 4 years before at a simple interest of 5%, then find the loan taken.

(2) Find the amount to be paid if Susan borrowed a sum of $5650 at 4% simple interest for 7 years.

(3) Sandra had to pay $4850.5 in order to furnish the loan taken 3 years before. If the rate of simple interest was 3% then find the sum borrowed.

(4) Mark took a loan of $6800 at the rate of 6% simple interest per annum. If he paid an amount of $10064 to clear the loan, then find the time period of the loan.

(5) Thomas took a loan of $5600 at the rate of 9% simple interest per annum. If he paid an amount of $10136 to clear the loan, then find the time period of the loan.

(6) What amount does Charles have to pay after 5 years if he takes a loan of $3900 at 7% simple interest?

(7) What amount will be due after 2 years if Joseph borrowed a sum of $3350 at a 8% simple interest?

(8) In how much time a principal of $3200 will amount to $3488 at a simple interest of 3% per annum?

(9) What amount does Linda have to pay after 6 years if he takes a loan of $3350 at 8% simple interest?

(10) Find the amount to be paid if Richard borrowed a sum of $5600 at 5% simple interest for 8 years.


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