Simple Interest
MCQs Math


Question:     In how much time a principal of $3150 will amount to $3433.5 at a simple interest of 3% per annum?


Correct Answer  3

Solution And Explanation

Solution

Given,

Principal (P) = $3150

Rate of Simple Interest (R) = 3% per annum

Amount (A) = $3433.5

Thus, time (T) = ?

Method (1) Using Formula

Calculation of Simple Interest, when Principal and Amount are given

Formual to Calculate Simple Interest when Principal and Amount are given

We know that, Amount (A) = Principal (P) + Simple Interest (SI)

⇒ Simple Interest (SI) = Amount – Principal

⇒ SI = $3433.5 – $3150 = $283.5

Thus, Simple Interest = $283.5

Calculation of the Time using forumula when Amount, Simple Interest and Principal are known

Formula to find the Time (T)

Time (T) = 100 × Simple Interest/Principal × Rate of Interest

⇒ T = 100 × SI/P × R

Thus, Time (T) = 100 × 283.5/3150 × 3

= 28350/9450

= 3 years (using formula)

Thus, Time (T) = 3 years (from time taken before calculation)Answer

Calculation of the Time using Unitary Method when Amount, Simple Interest and Principal are known

Here, we have

Principal (P) = $3150

Rate of Simple Interest (R) = 3% per annum

Simple Interest = $283.5 (As calculated above by subtracting Principal from the Amount given)

We know that, interest is calculated on the basis of the Principal.

This means Simple Interest for 1 year = Rate of simple interest × Principal

Thus, Simple Interest for 1 year = 3% of Principal

= 3% of $3150

= 3/100 × 3150

= 3 × 3150/100

= 9450/100 = 94.5

Thus, simple Interest for 1 year = $94.5

Now,

∵ If the simple Interest is $94.5, then the time = 1 year

∴ If the simple Interest is $1, then the time = 1/94.5 years

∴ If the simple Interest is $283.5, then the time = 1/94.5 × 283.5 years

= 1 × 283.5/94.5 years

= 283.5/94.5 = 3 years

Thus, time (T) = 3 years Answer


Similar Questions

(1) If James borrowed $3000 from a bank at a rate of 2% simple interest per annum then find the amount to be paid after 2 years.

(2) Find the amount to be paid if Karen borrowed a sum of $5950 at 7% simple interest for 7 years.

(3) Patricia took a loan of $4300 at the rate of 10% simple interest per annum. If he paid an amount of $7310 to clear the loan, then find the time period of the loan.

(4) What amount does Christopher have to pay after 5 years if he takes a loan of $4000 at 4% simple interest?

(5) What amount does Richard have to pay after 6 years if he takes a loan of $3600 at 8% simple interest?

(6) Calculate the amount due after 10 years if Patricia borrowed a sum of $5150 at a rate of 7% simple interest.

(7) Find the amount to be paid if Christopher borrowed a sum of $6000 at 8% simple interest for 8 years.

(8) What amount does Elizabeth have to pay after 6 years if he takes a loan of $3450 at 3% simple interest?

(9) What amount will be due after 2 years if Andrew borrowed a sum of $3900 at a 7% simple interest?

(10) Find the amount to be paid if Michael borrowed a sum of $5300 at 7% simple interest for 8 years.


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