Simple Interest
MCQs Math


Question:     In how much time a principal of $3200 will amount to $3680 at a simple interest of 5% per annum?


Correct Answer  3

Solution And Explanation

Solution

Given,

Principal (P) = $3200

Rate of Simple Interest (R) = 5% per annum

Amount (A) = $3680

Thus, time (T) = ?

Method (1) Using Formula

Calculation of Simple Interest, when Principal and Amount are given

Formual to Calculate Simple Interest when Principal and Amount are given

We know that, Amount (A) = Principal (P) + Simple Interest (SI)

⇒ Simple Interest (SI) = Amount – Principal

⇒ SI = $3680 – $3200 = $480

Thus, Simple Interest = $480

Calculation of the Time using forumula when Amount, Simple Interest and Principal are known

Formula to find the Time (T)

Time (T) = 100 × Simple Interest/Principal × Rate of Interest

⇒ T = 100 × SI/P × R

Thus, Time (T) = 100 × 480/3200 × 5

= 48000/16000

= 3 years (using formula)

Thus, Time (T) = 3 years (from time taken before calculation)Answer

Calculation of the Time using Unitary Method when Amount, Simple Interest and Principal are known

Here, we have

Principal (P) = $3200

Rate of Simple Interest (R) = 5% per annum

Simple Interest = $480 (As calculated above by subtracting Principal from the Amount given)

We know that, interest is calculated on the basis of the Principal.

This means Simple Interest for 1 year = Rate of simple interest × Principal

Thus, Simple Interest for 1 year = 5% of Principal

= 5% of $3200

= 5/100 × 3200

= 5 × 3200/100

= 16000/100 = 160

Thus, simple Interest for 1 year = $160

Now,

∵ If the simple Interest is $160, then the time = 1 year

∴ If the simple Interest is $1, then the time = 1/160 years

∴ If the simple Interest is $480, then the time = 1/160 × 480 years

= 1 × 480/160 years

= 480/160 = 3 years

Thus, time (T) = 3 years Answer


Similar Questions

(1) Joseph took a loan of $5400 at the rate of 6% simple interest per annum. If he paid an amount of $8316 to clear the loan, then find the time period of the loan.

(2) Calculate the amount due after 10 years if Barbara borrowed a sum of $5550 at a rate of 8% simple interest.

(3) Calculate the amount due if Elizabeth borrowed a sum of $3450 at 3% simple interest for 3 years.

(4) If Emily paid $5320 to settle his loan which he had taken 4 years before at a simple interest of 3%, then find the loan taken.

(5) Find the amount to be paid if Karen borrowed a sum of $5950 at 5% simple interest for 8 years.

(6) Find the amount to be paid if Robert borrowed a sum of $5100 at 2% simple interest for 7 years.

(7) Find the amount to be paid if William borrowed a sum of $5500 at 3% simple interest for 7 years.

(8) In how much time a principal of $3150 will amount to $3622.5 at a simple interest of 3% per annum?

(9) Find the amount to be paid if Patricia borrowed a sum of $5150 at 5% simple interest for 7 years.

(10) Elizabeth took a loan of $4900 at the rate of 10% simple interest per annum. If he paid an amount of $7840 to clear the loan, then find the time period of the loan.


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