Simple Interest
MCQs Math


Question:     In how much time a principal of $3200 will amount to $3520 at a simple interest of 2% per annum?


Correct Answer  5

Solution And Explanation

Solution

Given,

Principal (P) = $3200

Rate of Simple Interest (R) = 2% per annum

Amount (A) = $3520

Thus, time (T) = ?

Method (1) Using Formula

Calculation of Simple Interest, when Principal and Amount are given

Formual to Calculate Simple Interest when Principal and Amount are given

We know that, Amount (A) = Principal (P) + Simple Interest (SI)

⇒ Simple Interest (SI) = Amount – Principal

⇒ SI = $3520 – $3200 = $320

Thus, Simple Interest = $320

Calculation of the Time using forumula when Amount, Simple Interest and Principal are known

Formula to find the Time (T)

Time (T) = 100 × Simple Interest/Principal × Rate of Interest

⇒ T = 100 × SI/P × R

Thus, Time (T) = 100 × 320/3200 × 2

= 32000/6400

= 5 years (using formula)

Thus, Time (T) = 5 years (from time taken before calculation)Answer

Calculation of the Time using Unitary Method when Amount, Simple Interest and Principal are known

Here, we have

Principal (P) = $3200

Rate of Simple Interest (R) = 2% per annum

Simple Interest = $320 (As calculated above by subtracting Principal from the Amount given)

We know that, interest is calculated on the basis of the Principal.

This means Simple Interest for 1 year = Rate of simple interest × Principal

Thus, Simple Interest for 1 year = 2% of Principal

= 2% of $3200

= 2/100 × 3200

= 2 × 3200/100

= 6400/100 = 64

Thus, simple Interest for 1 year = $64

Now,

∵ If the simple Interest is $64, then the time = 1 year

∴ If the simple Interest is $1, then the time = 1/64 years

∴ If the simple Interest is $320, then the time = 1/64 × 320 years

= 1 × 320/64 years

= 320/64 = 5 years

Thus, time (T) = 5 years Answer


Similar Questions

(1) Find the amount to be paid if David borrowed a sum of $5400 at 10% simple interest for 8 years.

(2) Calculate the amount due after 9 years if Christopher borrowed a sum of $6000 at a rate of 8% simple interest.

(3) Calculate the amount due after 9 years if Charles borrowed a sum of $5900 at a rate of 8% simple interest.

(4) Calculate the amount due if John borrowed a sum of $3200 at 2% simple interest for 3 years.

(5) Calculate the amount due if Jessica borrowed a sum of $3750 at 5% simple interest for 4 years.

(6) Calculate the amount due if Jennifer borrowed a sum of $3250 at 6% simple interest for 3 years.

(7) What amount does Thomas have to pay after 6 years if he takes a loan of $3800 at 10% simple interest?

(8) Calculate the amount due if Michael borrowed a sum of $3300 at 3% simple interest for 3 years.

(9) If Susan paid $3942 to settle his loan which he had taken 4 years before at a simple interest of 2%, then find the loan taken.

(10) Find the amount to be paid if Robert borrowed a sum of $5100 at 3% simple interest for 7 years.


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