Simple Interest
MCQs Math


Question:     Mark took a loan of $6800 at the rate of 6% simple interest per annum. If he paid an amount of $9248 to clear the loan, then find the time period of the loan.


Correct Answer  6

Solution And Explanation

Solution

Given,

Principal (P) = $6800

Rate of Simple Interest (R) = 6% per annum

Amount (A) = $9248

Thus, time (T) = ?

Method (1) Using Formula

Calculation of Simple Interest, when Principal and Amount are given

Formual to Calculate Simple Interest when Principal and Amount are given

We know that, Amount (A) = Principal (P) + Simple Interest (SI)

⇒ Simple Interest (SI) = Amount – Principal

⇒ SI = $9248 – $6800 = $2448

Thus, Simple Interest = $2448

Calculation of the Time using forumula when Amount, Simple Interest and Principal are known

Formula to find the Time (T)

Time (T) = 100 × Simple Interest/Principal × Rate of Interest

⇒ T = 100 × SI/P × R

Thus, Time (T) = 100 × 2448/6800 × 6

= 244800/40800

= 6 years (using formula)

Thus, Time (T) = 6 years (from time taken before calculation)Answer

Calculation of the Time using Unitary Method when Amount, Simple Interest and Principal are known

Here, we have

Principal (P) = $6800

Rate of Simple Interest (R) = 6% per annum

Simple Interest = $2448 (As calculated above by subtracting Principal from the Amount given)

We know that, interest is calculated on the basis of the Principal.

This means Simple Interest for 1 year = Rate of simple interest × Principal

Thus, Simple Interest for 1 year = 6% of Principal

= 6% of $6800

= 6/100 × 6800

= 6 × 6800/100

= 40800/100 = 408

Thus, simple Interest for 1 year = $408

Now,

∵ If the simple Interest is $408, then the time = 1 year

∴ If the simple Interest is $1, then the time = 1/408 years

∴ If the simple Interest is $2448, then the time = 1/408 × 2448 years

= 1 × 2448/408 years

= 2448/408 = 6 years

Thus, time (T) = 6 years Answer


Similar Questions

(1) Find the amount to be paid if Richard borrowed a sum of $5600 at 9% simple interest for 8 years.

(2) Anthony took a loan of $6600 at the rate of 8% simple interest per annum. If he paid an amount of $9768 to clear the loan, then find the time period of the loan.

(3) Find the amount to be paid if Karen borrowed a sum of $5950 at 10% simple interest for 8 years.

(4) What amount will be due after 2 years if William borrowed a sum of $3250 at a 9% simple interest?

(5) Find the amount to be paid if Linda borrowed a sum of $5350 at 6% simple interest for 7 years.

(6) Robert took a loan of $4200 at the rate of 7% simple interest per annum. If he paid an amount of $6552 to clear the loan, then find the time period of the loan.

(7) If Matthew paid $4536 to settle his loan which he had taken 4 years before at a simple interest of 2%, then find the loan taken.

(8) How much loan did Deborah borrow 5 years ago at a rate of simple interest 4% per annum, if he paid $8940 to clear it?

(9) Mark took a loan of $6800 at the rate of 6% simple interest per annum. If he paid an amount of $10064 to clear the loan, then find the time period of the loan.

(10) Jennifer took a loan of $4500 at the rate of 9% simple interest per annum. If he paid an amount of $6930 to clear the loan, then find the time period of the loan.


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