Simple Interest
MCQs Math


Question:     Sandra took a loan of $6900 at the rate of 10% simple interest per annum. If he paid an amount of $11730 to clear the loan, then find the time period of the loan.


Correct Answer  7

Solution And Explanation

Solution

Given,

Principal (P) = $6900

Rate of Simple Interest (R) = 10% per annum

Amount (A) = $11730

Thus, time (T) = ?

Method (1) Using Formula

Calculation of Simple Interest, when Principal and Amount are given

Formual to Calculate Simple Interest when Principal and Amount are given

We know that, Amount (A) = Principal (P) + Simple Interest (SI)

⇒ Simple Interest (SI) = Amount – Principal

⇒ SI = $11730 – $6900 = $4830

Thus, Simple Interest = $4830

Calculation of the Time using forumula when Amount, Simple Interest and Principal are known

Formula to find the Time (T)

Time (T) = 100 × Simple Interest/Principal × Rate of Interest

⇒ T = 100 × SI/P × R

Thus, Time (T) = 100 × 4830/6900 × 10

= 483000/69000

= 7 years (using formula)

Thus, Time (T) = 7 years (from time taken before calculation)Answer

Calculation of the Time using Unitary Method when Amount, Simple Interest and Principal are known

Here, we have

Principal (P) = $6900

Rate of Simple Interest (R) = 10% per annum

Simple Interest = $4830 (As calculated above by subtracting Principal from the Amount given)

We know that, interest is calculated on the basis of the Principal.

This means Simple Interest for 1 year = Rate of simple interest × Principal

Thus, Simple Interest for 1 year = 10% of Principal

= 10% of $6900

= 10/100 × 6900

= 10 × 6900/100

= 69000/100 = 690

Thus, simple Interest for 1 year = $690

Now,

∵ If the simple Interest is $690, then the time = 1 year

∴ If the simple Interest is $1, then the time = 1/690 years

∴ If the simple Interest is $4830, then the time = 1/690 × 4830 years

= 1 × 4830/690 years

= 4830/690 = 7 years

Thus, time (T) = 7 years Answer


Similar Questions

(1) Calculate the amount due after 10 years if Susan borrowed a sum of $5650 at a rate of 9% simple interest.

(2) Find the amount to be paid if Karen borrowed a sum of $5950 at 6% simple interest for 7 years.

(3) Robert had to pay $3472 in order to furnish the loan taken 3 years before. If the rate of simple interest was 4% then find the sum borrowed.

(4) Find the amount to be paid if Elizabeth borrowed a sum of $5450 at 10% simple interest for 7 years.

(5) Find the amount to be paid if David borrowed a sum of $5400 at 4% simple interest for 8 years.

(6) William took a loan of $5000 at the rate of 10% simple interest per annum. If he paid an amount of $9000 to clear the loan, then find the time period of the loan.

(7) What amount will be due after 2 years if Christopher borrowed a sum of $3500 at a 5% simple interest?

(8) What amount will be due after 2 years if Thomas borrowed a sum of $3400 at a 7% simple interest?

(9) What amount does Sarah have to pay after 6 years if he takes a loan of $3850 at 2% simple interest?

(10) Calculate the amount due if David borrowed a sum of $3400 at 7% simple interest for 3 years.


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