Simple Interest
MCQs Math


Question:   ( 1 of 10 )  Margaret took a loan of $6700 at the rate of 8% simple interest per annum. If he paid an amount of $10988 to clear the loan, then find the time period of the loan.

(A)  4050
(B)  4051
(C)  4052
(D)  2025.5

You selected   12

Correct Answer  8

Solution And Explanation

Solution

Given,

Principal (P) = $6700

Rate of Simple Interest (R) = 8% per annum

Amount (A) = $10988

Thus, time (T) = ?

Method (1) Using Formula

Calculation of Simple Interest, when Principal and Amount are given

Formual to Calculate Simple Interest when Principal and Amount are given

We know that, Amount (A) = Principal (P) + Simple Interest (SI)

⇒ Simple Interest (SI) = Amount – Principal

⇒ SI = $10988 – $6700 = $4288

Thus, Simple Interest = $4288

Calculation of the Time using forumula when Amount, Simple Interest and Principal are known

Formula to find the Time (T)

Time (T) = 100 × Simple Interest/Principal × Rate of Interest

⇒ T = 100 × SI/P × R

Thus, Time (T) = 100 × 4288/6700 × 8

= 428800/53600

= 8 years (using formula)

Thus, Time (T) = 8 years (from time taken before calculation)Answer

Calculation of the Time using Unitary Method when Amount, Simple Interest and Principal are known

Here, we have

Principal (P) = $6700

Rate of Simple Interest (R) = 8% per annum

Simple Interest = $4288 (As calculated above by subtracting Principal from the Amount given)

We know that, interest is calculated on the basis of the Principal.

This means Simple Interest for 1 year = Rate of simple interest × Principal

Thus, Simple Interest for 1 year = 8% of Principal

= 8% of $6700

= 8/100 × 6700

= 8 × 6700/100

= 53600/100 = 536

Thus, simple Interest for 1 year = $536

Now,

∵ If the simple Interest is $536, then the time = 1 year

∴ If the simple Interest is $1, then the time = 1/536 years

∴ If the simple Interest is $4288, then the time = 1/536 × 4288 years

= 1 × 4288/536 years

= 4288/536 = 8 years

Thus, time (T) = 8 years Answer


Similar Questions

(1) What amount does Linda have to pay after 5 years if he takes a loan of $3350 at 3% simple interest?

(2) Calculate the amount due after 9 years if Robert borrowed a sum of $5100 at a rate of 3% simple interest.

(3) Calculate the amount due after 9 years if Robert borrowed a sum of $5100 at a rate of 4% simple interest.

(4) How much loan did Stephanie borrow 5 years ago at a rate of simple interest 4% per annum, if he paid $9060 to clear it?

(5) What amount does Jennifer have to pay after 6 years if he takes a loan of $3250 at 8% simple interest?

(6) What amount will be due after 2 years if Christopher borrowed a sum of $3500 at a 9% simple interest?

(7) Calculate the amount due if David borrowed a sum of $3400 at 3% simple interest for 4 years.

(8) Find the amount to be paid if Richard borrowed a sum of $5600 at 5% simple interest for 8 years.

(9) Karen took a loan of $5900 at the rate of 8% simple interest per annum. If he paid an amount of $9204 to clear the loan, then find the time period of the loan.

(10) David took a loan of $4800 at the rate of 9% simple interest per annum. If he paid an amount of $8688 to clear the loan, then find the time period of the loan.


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