Simple Interest
MCQs Math


Question:     Thomas took a loan of $5600 at the rate of 10% simple interest per annum. If he paid an amount of $11200 to clear the loan, then find the time period of the loan.


Correct Answer  10

Solution And Explanation

Solution

Given,

Principal (P) = $5600

Rate of Simple Interest (R) = 10% per annum

Amount (A) = $11200

Thus, time (T) = ?

Method (1) Using Formula

Calculation of Simple Interest, when Principal and Amount are given

Formual to Calculate Simple Interest when Principal and Amount are given

We know that, Amount (A) = Principal (P) + Simple Interest (SI)

⇒ Simple Interest (SI) = Amount – Principal

⇒ SI = $11200 – $5600 = $5600

Thus, Simple Interest = $5600

Calculation of the Time using forumula when Amount, Simple Interest and Principal are known

Formula to find the Time (T)

Time (T) = 100 × Simple Interest/Principal × Rate of Interest

⇒ T = 100 × SI/P × R

Thus, Time (T) = 100 × 5600/5600 × 10

= 560000/56000

= 10 years (using formula)

Thus, Time (T) = 10 years (from time taken before calculation)Answer

Calculation of the Time using Unitary Method when Amount, Simple Interest and Principal are known

Here, we have

Principal (P) = $5600

Rate of Simple Interest (R) = 10% per annum

Simple Interest = $5600 (As calculated above by subtracting Principal from the Amount given)

We know that, interest is calculated on the basis of the Principal.

This means Simple Interest for 1 year = Rate of simple interest × Principal

Thus, Simple Interest for 1 year = 10% of Principal

= 10% of $5600

= 10/100 × 5600

= 10 × 5600/100

= 56000/100 = 560

Thus, simple Interest for 1 year = $560

Now,

∵ If the simple Interest is $560, then the time = 1 year

∴ If the simple Interest is $1, then the time = 1/560 years

∴ If the simple Interest is $5600, then the time = 1/560 × 5600 years

= 1 × 5600/560 years

= 5600/560 = 10 years

Thus, time (T) = 10 years Answer


Similar Questions

(1) How much loan did Richard borrow 5 years ago at a rate of simple interest 5% per annum, if he paid $7000 to clear it?

(2) Barbara took a loan of $5100 at the rate of 10% simple interest per annum. If he paid an amount of $9180 to clear the loan, then find the time period of the loan.

(3) Calculate the amount due if Richard borrowed a sum of $3600 at 4% simple interest for 3 years.

(4) Find the amount to be paid if Charles borrowed a sum of $5900 at 10% simple interest for 7 years.

(5) What amount does Linda have to pay after 5 years if he takes a loan of $3350 at 5% simple interest?

(6) Calculate the amount due after 10 years if Christopher borrowed a sum of $6000 at a rate of 9% simple interest.

(7) If Joseph paid $4440 to settle his loan which he had taken 4 years before at a simple interest of 5%, then find the loan taken.

(8) Calculate the amount due after 9 years if William borrowed a sum of $5500 at a rate of 8% simple interest.

(9) Joseph took a loan of $5400 at the rate of 7% simple interest per annum. If he paid an amount of $8046 to clear the loan, then find the time period of the loan.

(10) Thomas took a loan of $5600 at the rate of 10% simple interest per annum. If he paid an amount of $9520 to clear the loan, then find the time period of the loan.


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